Stay away from these types!! 1. She values education and career over marriage and relationship. She’s always throwing statements like “Marriage isn’t an achievement” 2. At age 30+ she has more liquor in her refrigerator than fruits and vegetables. 3. She can take down more shots than any of her peers at 30+ who have kids 4. She’s into smoking cigarettes and addicted to weed. 5. Her idea of fun at age 30+ is a night out with the girls. 6. At age 30+ she still insists on only dating men based on what their career is. “He’s a lawyer” “He’s a doctor” “He’s an engineer” 7. The idea of cooking for a man is a total turn-off to her. 8. She has never forgiven her father for abusing her mother, or her first boyfriend used to abuse her and she now thinks every man is violent and controlling. 9. She is so much into fashion, and hair-styling she doesn’t want to be identified as being old in her circles 10. Her job involves a lot of travelling. 11. She can easily find a parkin...
When it comes to saving money, we all have good intentions, right? We tell ourselves that we’ll start saving money when we reach a certain age, get a raise, or Jimmy (finally) moves out of the basement.
11 Easy Practical Ways to Save Money You Need To Know
1. Reduce Your Grocery Spending
Most people are surprised to learn how much they spend at the grocery store each month after creating a budget. And, if you’re like the average American family, you’re probably spending somewhere around $647.
2. Make Good Use of Any Extra or Unexpected Income
When you receive a nice work bonus (congratulations! ), inheritance, or tax refund, put it to good use. And by “good use,” we don’t mean adding that fancy new stamp to your stamp collection or even putting it in the bank.
3. Lower your energy costs
Did you know that by making a few changes to your home, you can save money on your electric bill? Begin by taking shorter showers (not fewer), repairing leaky pipes, washing your clothes in cold tap water, and installing dimmer switches and LED lightbulbs.
4. Reduce Your Cell Phone Bill
If your monthly cell phone bill exceeds your monthly grocery budget, it’s time to cut back. Get rid of unnecessary extras like expensive data plans, phone insurance, and warranties to save money on your cell service. Also, don’t be afraid to bargain with or switch providers! It may take some perseverance and research, but the savings are well worth it.
5. Cancel Any Automatic Subscriptions or Memberships.
You’re probably paying for several subscriptions, including Netflix, Hulu, Spotify, gym memberships, trendy subscription boxes, and Amazon Prime. It’s time to cancel any subscriptions you’re not using on a regular basis.
When you make a purchase, make sure to turn off “auto-renew.” If you cancel it and realize you can’t live without it, subscribe again, but only if it fits within your new (and improved) budget.
6. Avoid Monthly Debt
Monthly debt payments are the most significant impediment to saving money. Debt robs you of your earnings! So it’s past time for you to pay off that debt. The debt snowball method is the quickest way to pay off debt.
7. Cut Cable Ties
It is no secret that cable subscription costs are rising. The average monthly cost of cable TV is around $106, which works out to more than $1,200 annually.
8. Skip the Coffee Shop
Ouch. It’s painful, but we get it! However, you can save money by just preparing your own coffee at home rather than paying $5 for that daily latte. Please understand that we are not advocating that you solely consume instant coffee (unless you enjoy that kind of thing).
9. Sell Everything that Doesn’t Make You Happy.
Marie Kondo is on to something. Get rid of anything in your home that you aren’t using or are ready to part with in order to improve your financial situation. Your aunt gave you that antique chair, right? Selling it That antique shop crystal vase you discovered? Selling it
10. Request For Discounts (and pay in cash)
Asking is usually a good idea because you never know unless you ask. Check to see if there are any senior, student, teacher, military, or AAA member discounts the next time you purchase tickets for a movie theater, museum, or sporting event. If not, remember that having money when you bargain is always a plus.
11. Borrow And Don’t Buy
Need a hand blender to whip up a bowl of soup or a tree trimmer for some weekend yard work? Instead of going to the store, borrow it from a friend or neighbor.
Comments
Post a Comment